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2012-03-24, If you ever get involved with a cierdt repair program, have your lender recommend one. There are some which do good work, many are just rip offs. A good lender will know of a good one, ask them if they have used the one they are recommending for other clients and what the results were, and if you can talk to that person.The best mortgage broker I've ever known recommends a company that does a great job. He also helped me with cierdt problems my X created for me.If entries in your reports are in error, then you can actually get a copy of the report and one of the fico reports have contact numbers on them. You can call them and fax them evidence yourself and get things removed or a reason why not. The good companies which help repair cierdt are pro at getting them to move and knowing what evidence to provide and how to present it.Some lenders are lazy and won't know their stuff, but a good mortgage broker will know, a good one that's on the ball I mean, not just any one.Hope that helped, get a good mortgage broker, if your banker isn't all that, drop him on his **** and don't feel bad about it. You have to look out for you and people getting paid to do services for you need to be looking out for you too.
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